# Perlucem

Community banks know AI matters. They just don't know where it pays off. Perlucem embeds a lean team of bankers and engineers inside your bank, finds the gaps that are actually costing you, and builds the fix — while your team goes live on our intelligence platform in week one. So you stop guessing and start compounding.

Perlucem is forward-deployed AI for community and regional banks. Every engagement deploys a lean team — banking subject-matter experts and forward-deployed engineers — who work inside the institution for roughly twelve weeks: deploy (week 1), diagnose (weeks 2–6, via the Intelligence Gap Assessment), build (weeks 6–12), compound (ongoing). The Perlucem platform is live from week one, with per-seat subscriptions for the bank's team: TBPI (The Bank Performance Intelligence) scores, five pillars of strategic intelligence (Revenue, Risk, Operations, Capital, Cost), continuous peer benchmarks, and an MCP connector that puts a bank's intelligence inside Claude and other AI agents.

Perlucem runs entirely on regulator-published data — FFIEC call reports, public filings, peer datasets — on SOC 2 Type II infrastructure. It never connects to a bank's core system, never ingests customer PII or NPI, and never trains models on client queries.

## Pages

- https://perlucem.ai/ — Home: the forward-deployed model, the four-beat engagement, the agreement
- https://perlucem.ai/engagement — The Engagement: who shows up, the four phases, what the bank keeps
- https://perlucem.ai/gap-assessment — The Intelligence Gap Assessment: three domains, the capability gap and the clarity gap
- https://perlucem.ai/platform — The Platform: TBPI, the 5-Pillar Corpus, peer benchmarks, the MCP connector
- https://perlucem.ai/use-cases — What the CEO, CFO, and COO each walk away with
- https://perlucem.ai/security — Security: no core access, no NPI/PII, SOC 2 Type II, on-site engagement policies
- https://perlucem.ai/scorecard — Get your bank's TBPI scorecard from a charter number
- https://perlucem.ai/scoping-call — Book a scoping call

Contact: james@perlucem.ai